Appreciation & Depreciation Calculator
Calculate compound appreciation or depreciation over time. Find future value, years to reach target, or required growth rate.
Appreciation Calculator
Calculate compound growth or decline
Details
Future Value
$16,288.95
Summary
| Year | Value | Change |
|---|---|---|
| 1 | $10,500 | +$500 |
| 2 | $11,025 | +$525 |
| 3 | $11,576.25 | +$551.25 |
| 4 | $12,155.06 | +$578.81 |
| 5 | $12,762.81 | +$607.75 |
| 6 | $13,400.95 | +$638.14 |
| 7 | $14,071 | +$670.05 |
| 8 | $14,774.55 | +$703.55 |
| 9 | $15,513.28 | +$738.73 |
| 10 | $16,288.94 | +$775.66 |
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Frequently Asked Questions
What is compound appreciation?
Compound appreciation means growth is calculated on both the original value and previously accumulated growth. This creates exponential growth over time, unlike simple appreciation.
How does compounding frequency affect growth?
More frequent compounding (daily vs annually) results in higher final values for the same rate. The difference is small but compounds over long periods.
What's the formula for future value?
FV = PV × (1 + r/n)^(n×t), where PV is present value, r is annual rate, n is compounding frequency per year, and t is time in years.
What's the difference between appreciation and depreciation?
Appreciation is an increase in value (positive growth rate), while depreciation is a decrease in value (negative growth rate). Both use the same compound formula.